'Dear Gordon
A man of your perspicacity will obviously know that not long after you have made your usual brilliant presentation to the nation of your management of its finances I shall become an old age pensioner. So it is with my prospective OAP's hat on that I am writing to you this year rather than has been my wont previously and unselfishly on behalf of the pensions industry.
You see Gordon in view of my coming of age and necessarily reduced lifestyle I have to take stock of matters financial including my pension likely tax...